American Property Financial, Inc. is locally owned mortgage brokerage company founded in 1985. We offer FHA, VA, Conventional, Tex-Vet and Home Equity Loans throughout the State of Texas. Whether you are a First Time Homebuyer or you are Building the home of your dreams we have the right loan program for you.

If you are moving to San Antonio or anywhere throughout the state of Texas we can provide, construction lending, refinancing, loans to purchase, relocation or home equity loans. We use the latest in computer enhanced mortgage underwriting which allows us to give you a fast loan approval and close your loan quickly and with less hassle.

We are known as "The Most Creative Mortgage Lenders in San Antonio." Check out our Loan Lab page, "What we do is not rocket science," but with our experience and knowledge we can help you save a lot of money in structuring your mortgage loan. We are also very creative in our development of programs where no down payments are required, manufactured home financing and home equity loans for borrowers with less than a perfect credit history.