Do You Qualify For A Manufactured Home Loan?
American Property Financial offers the largest, most comprehensive set of mortgage loan programs for Manufactured homes than any other lender in Texas. Our loan programs include: FHA, VA, Conventional, USDA, Renovation Programs and One-Time Close construction loans. Many of these programs have low or no down payments. All of these programs are up to 30 years in term, fixed rate and with no prepayment penalties.
Are manufactured homes loans hard? No, but they are Different.
All of our loan programs must meet standards for real property loans and some standards are unique to manufactured homes. Homes should be built after June 15, 1976 and must be your primary residence.
No matter your financing needs our team is ready to help you find Manufactured Home Mortgage or a Mobile Home Mortgage. With more loan programs then ever before we guide you through the process; step-by-step to keep you informed every step of the way.
FHA Loans: Down Payments as low as 3.50%, 30 year fixed rate.
VA Loans: $0 Down Payment, 30 year fixed rate, Second VA loan available with Bonus Entitlement.
Conventional Loans: Down payments as low as 5%, 30 year fixed rate.
USDA (Rural Housing) Loans: $0 Down Payment required, 30 year fixed rate. Property and Income eligibility required. (Call for more details)
Renovation Loans: Our renovation loans allow borrower to finance money used for improvements and upgrades for homes being purchased and for borrower during the re financing process.
One-Time Closing Construction Loans: For our FHA & VA who want to build a home on land they own or a land they want to put there home on.