My Loan Options


General Loan Options

Conforming Loans: Conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac

FHA 203k: Homes that are in need of renovations

Fixed Rate Mortgage: Interest rates do not change for the term of the loan, so the monthly payment is always the same

Manufactured Housing: Did you know over 20 million people live in manufactured housing which equals to over 7% of the U.S. population?!

Texas Veteran: As a veteran you may qualify for the Veterans Affairs (VA) Home Guarantee Program

VA Loan: Guaranteed home-mortgage available to United States Veterans

One-Time Close Construction Loans: Program that allows you to take care of the mortgage process and the construction loan process all at once

USDA Loan: Live In rural American with a zero down payment

FHA 203h: For people who lived in one of the counties that are declared a Presidential Designed Disaster Area


Advanced Loan Options

Adjustable Rate Mortgage (ARM): Interest rate that may vary over the term

BC Loans:  Temporary loans until credit is restored

Calculate VA Funding Fee: Lower funding fees

Conventional Loans Texas: Offered by non-government lenders

FHA Mortgage Loans: Less stringent requirements

Home Equity and Cash Out Loans: First lien home equity refinancing

Home Improvement Loans: Construction, Purchase, Refinance

Hybrid ARMs: Combination of fixed/adjustable rates

Jumbo Loans: Exceed the maximum loan amounts

Loan Programs-Texas: Call for details

State and Local Housing: For low-to-moderate income families

Tex-Vet Home Loans: For veterans

The Loan Laboratory: What we do, is not rocket science

VA Bonus Entitlement Program: VA Benefits

VA lender San Antonio

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